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When your home equity reaches bragging-rights status, think about a home equity loan to finance all kinds of expenses.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decision-Making
  • Tax Advantages 1
  • Competitive rates for several short-term or one-time needs:
    • College tuition
    • Major life events
    • Home remodel projects
    • Debt consolidation
    • And more!
  • The existing equity in your home is used as collateral backing
  • Accommodating repayment terms that work uniquely for you
  • The interest paid might be tax deductible1
  • Quick, local decision-making and processing
  • Friendly service from Southern Illinois community members like you

1Contact your tax advisor for complete details regarding tax deductibility.