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APY = Annual Percentage Yield. APR = Annual Percentage Rate. Rates effective as of 01/26/2024. Fees may reduce earnings.

Savings Accounts

Account Minimum Balance Rate
Share Savings $10 0.25%
Club Accounts $10 0.30%
Preferred Checking $1,000 0.02%
6 Month Certificate* $1,000 0.75%
1 Year Certificate* $1,000 1.00%
9 Month Certificate** $1,000 4.00%

**Available for a Limited Time

All rates are subject to change without notice. Contact the credit union for complete details.

* Penalty for early withdrawal

Auto Loans Learn More

Model Year Rate
2016 - 2023 As low as 3.94%
2010 - 2015 As low as 5.84%
2009 and older As low as 7.24%

Conditions: Mileage in excess of 150,000 limits loan amount based on NADA value. Terms greater than 63 months only available on vehicles 2008 and newer, with a loan amount of $15k or greater and mileage less than 50,000 miles. If total amount of loan is less than 80% of the MSRP or NADA retail value, a rate reduction of .50% will be applied. Rates listed are valid for new purchases & refinances from other lenders only. First due date must not exceed 45 days from the date of contract.

Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. One percent should be added to the published rate in the event of adding additional money to an existing in-house loan for car repairs, bill consolidation or using a title to a vehicle as collateral to secure an in-house loan. Floor rate is 3.99% APR, (except where indicated above) and 18% is the maximum rate. Please contact the credit union for current loan rates and loan details.

Other Collateralized Loans Learn More

Model Year Rate
New & Used As low as 5.29%

Conditions: Increase rate by 2% for items with no serial nuber. 100% financing available on loans up to $15k. All other loans require money down or trade equity

Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Floor rate is 3.99% APR. First due date must not exceed 45 days from date of contract. Please contact the credit union for current loan rates and loan details.

Motorsports Loans (Motorcycles & ATVs)

Model Year Rate
2019 - 2023 As low as 5.39%
2013 - 2018 As low as 5.89%
2012 & Older As low as 6.29%

Conditions: If total loan amount is less than 80% of the MSRP or NADA retail value of the vehicle, a rate reduction of .50% will be applied.

Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Floor rate is 3.99% ARP. First due date must not exceed 45 days from the date of contract. Please contact the credit union for current loan rates and loan details.

Boats

Model Year Rate
New As low as 5.29%
Used As low as 6.89%

Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Floor rate is 3.99% APR, and 18% is the maximum rate. Terms greater than 60 months only available on 2013 and newer models with a loan amount of $15,000 or greater. If total amount financed is less that 80% of the MSRP or NADA retail value of the model, a rate reduction of .50% will be applied. First due date must not exceed 45 days from the date of contract.  Please contact the credit union for current loan rates and loan details.

RV's & Campers

Model Year Rate
New As low as 5.29%
Used As low as 6.89%

Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Floor rate is 3.99% APR, and 18% is the maximum rate. Terms greater than 60 months only available on 2013 and newer models with a loan amount of $15,000 or greater. If total amount financed is less that 80% of the MSRP or NADA retail value of the model, a rate reduction of .50% will be applied. First due date must not exceed 45 days from the date of contract.  Please contact the credit union for current loan rates and loan details.

Personal Loans Learn More

Type Rate
Closed End Signature Loan As low as 6.90%
Open End Signature Loan As low as 8.90%
Share Secured 3.00% above dividend

Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. First due date must not exceed 45 days from the date of contract. Please contact the credit union for current loan rates and loan details.

Visa® Credit Cards Learn More

Card Type Rate
Visa Platinum 6.90%
Visa Classic 12.50%

Rates quoted are lowest available rates. Actual rates are subject to membership eligibility and creditworthiness. Rates are subject to change without notice. Please contact the credit union for current rates and details.