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Rates Calculator

Think of a share certificate like a cactus — no watering required. Just choose your term to start earning heaps of dividends.

Key Features

  • Competitive, Fixed Dividends
  • Wide Range of Terms
  • No Setup or Maintenance Fees
  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 6 to 12 months)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty1
  • $1,000 minimum deposit to open

Want to help your children invest in their future?

We also offer a children’s certificate, available to any member younger than 18. This certificate has a minimum balance of $500 and a 12-month term. Contact us to open a youth certificate.

1Early withdrawal will result in the forfeiture of 90 days of interest.