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Rates Calculator

When you need a personal loan, why go further than right around the corner? We’re local people who will get you an answer fast.

Key Features

  • Competitive Rates
  • Flexible Terms
  • Local Decision-Making
  • Competitively low rates for a wide variety of personal needs:
    • Vehicle repairs or updates
    • Family vacation
    • Education expenses
    • Personal projects or startups
    • And much more!
  • Repay your loan with flexible terms up to 36 months
  • Loan protection available
  • Quick, local decision-making and processing
  • Friendly service from Southern Illinois community members like you
  • Fixed, low rates for all kinds of purchases:
    • New computer
    • Lawn equipment
    • Appliances
    • Furniture
    • And more
  • Backed by collateral, such as your share savings account or certificate, to lock in lower rate
  • Spread your payments over 12 months to keep payments affordable
  • Manage your loan in the branch or online with ease
  • Loan protection available
  • Quick, local decision-making and processing
  • Friendly service from Southern Illinois community members like you
  • Borrow funds as you need them from a revolving line of credit
  • Can be used as overdraft protection for your KVCCU checking account
    • Receive automatic transfers when checking account balance reaches zero
  • Enjoy maximum flexibility with an open-ended term
  • Quick, local decision-making and processing
  • Friendly service from Southern Illinois community members like you