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Hear that? Your home just said “cha-ching.” Use your equity to secure a revolving line of credit — perfect for ongoing needs.

Key Features

  • Competitive Rates
  • Revolving Credit
  • Local Decision-Making
  • Tax Advantages 1
  • Competitive, variable rates for several ongoing or seasonal needs:
    • College tuition
    • Major life events
    • Major home improvements
    • Debt consolidation
    • Emergency reserve
    • And more!
  • The existing equity in your home is used as collateral backing
  • Credit limits up to 75% of your home’s equity
  • Accommodating repayment terms that work uniquely for you, up to 15 years
  • Funds available anytime without reapplying; apply once, then use repeatedly thereafter
  • The interest paid might be tax deductible1
  • Quick, local decision-making and processing
  • Friendly service from Southern Illinois community members like you

Need home insurance?

We’ve partnered with TruStage® to save you money. Find out more.

1Contact your tax advisor for complete details regarding tax deductibility.

Read our HELOC Disclosure.