Hear that? Your home just said “cha-ching.” Use your equity to secure a revolving line of credit — perfect for ongoing needs.
- Competitive Rates
- Revolving Credit
- Local Decision-Making
- Tax Advantages 1
- Competitive, variable rates for several ongoing or seasonal needs:
- College tuition
- Major life events
- Major home improvements
- Debt consolidation
- Emergency reserve
- And more!
- The existing equity in your home is used as collateral backing
- Credit limits up to 75% of your home’s equity
- Accommodating repayment terms that work uniquely for you, up to 15 years
- Funds available anytime without reapplying; apply once, then use repeatedly thereafter
- The interest paid might be tax deductible1
- Quick, local decision-making and processing
- Friendly service from Southern Illinois community members like you
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1Contact your tax advisor for complete details regarding tax deductibility.
Read our HELOC Disclosure.